FI: Financial Independence

The Goals: As of 1/26/18

  • Freedom from Debt
  • Early Retirement
  • Financial Freedom to pursue my joy
  • Original Debt Amount: $88k
  • Current Debt: ~80k
  • Original Date of Debt Freedom: April 2025
  • Current Date of Debt Freedom: NOV 2024
  • Currently: 5 Months ahead of schedule

A simple place for a simple life.

Come share my journey to financial freedom.  Learn how you can achieve the same or maybe your own goals. Go as far or stay as close to your comfort zone as you like. But I can promise, that if you embrace the advice I’m learning from my own experiences and the blogs below, you’ll never want to go back.

In the last two years, I’ve begun to learn how to free myself from consumerism and save my money to pay off my debts. From there, I can start to save for my retirement and my future. Right now, I’m just focused on debt, but one day soon, I want my money to go towards making sure that I have a financial future.

Times today are hard. Social security isn’t something that the 20 and 30 something of the world can count on.  It’s no guarantee. We could pay into it for the next 40 years and get nothing. The lessons I put into play here, however, can teach you to ensure your own future.

Hundreds, maybe thousands of people are out there working hard to free themselves from debt and plan for their retirement. Some of them are saving so much that they could retire in their 30’s.  The sooner you start, the better your chances.

I don’t plan on being the biggest or the best, but I do want you looking and learning and planning for your own future.

Times Change

Two years ago, if you had told me I would be doing this, I would have thought you were crazy. I was spending my money frivolously. I bought a lot of things and went to a lot of events. Most of the things I bought would be sent to goodwill within a year or three. Other things stacked up around my house.

Today, I probably still spend more on things than I should, but it’s a process and tomorrow, I may become even more frugal. I may be able to do what others are doing and put over 60% of their income towards Financial Freedom. But I’m not there yet. I’ve taken my time to learn from my parents mistakes and to slowly discover where I can make more cuts.

And it will be a process for you as well. But think of it this way…

Do you want to be crushed by debt for the rest of your life?

Do you want the government to be in control of your financial future? Or worse a poor advisor?

The best thing you can do now is to prepare and inform yourself for the future.

Like I said…take it as for as you can without giving up on the joys of life. Which also means that we have to ensure that we live with joy. Not letting our money bleed that joy from us.  Sometimes what we spend our money on is more attached to a semblance of feeling better, an illusion, than real joy.

In short, come learn and make sure that your money is working for you, not the other way around. And that your money is in line with your priorities.

Blessed Be.

Christmas Planning
So it’s March. Why am I talking about planning for Christmas now? Well, because if you’re like me there isn’t
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FI: February Report
I’ve finally figured out what we spent from February and where we are on our road to Financial Independence. FI:
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FI: Jan Resuts
I’ll keep this short and sweet. Just a few lists showing where we spent our money, how much debt we
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Crushing the Budget
Everyone knows its nice to have more money, but what you do with your money is just as important as
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Financial Independence: Getting Started
Well, my grand plans to work on my teeth project has fallen through. I’m still waiting on the book. In
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Resources:

  • Mr Money Moustache Blog
  • Millenial Revolution
  • Frugal Woods
  • Personal Capital…a way to get a good look at your finances.